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Lead Buyer Terms and Conditions

Lead Purchase Agreement
This Lead Purchase Agreement ("Agreement") is between Round Sky, Inc., a Nevada corporation ("Round Sky"), and the undersigned party (Lead Buyer). Executed Insertion Orders (each, an "IO"), if applicable, are hereby incorporated into and become part of this Agreement (collectively, the "Agreement"). Each of Round Sky and Lead Buyer are from time to time referred to herein as a "Party" and collectively as the "Parties."

WHEREAS, Round Sky is the owner and developer of websites where consumers can obtain information for quotes related to a variety of products; and

WHEREAS, Round Sky and Lead Buyer desire to create a relationship whereby consumers visiting the website operated by Round Sky (each a "Lead" and collectively, the "Leads") may be transferred to a Lead Buyer-owned, operated, or controlled website or server (the transfer process is hereinafter called the "Lead Generation"). For purposes of this Agreement, "Lead Generation" also includes the acquisition of Leads by Lead Buyer pursuant to Round Sky's pay-per-click program, if so elected by Lead Buyer.

NOW, THEREFORE, in consideration of the mutual consideration, promises, representations, and covenants set forth herein, the receipt and sufficiency of which are hereby acknowledged, the parties agree as follows:

1. Definitions. Any term not otherwise defined herein shall have the meaning specified below:

1. "Affiliate" means, with respect to any Person, any other Person directly or indirectly controlling, controlled by or under common control with such Person.
2. "Consumer" means any individual who submits a request for information form in connection with a financial product or service to be used primarily for personal, family or household purposes.
3. "Consumer Information" means the information obtained from a Consumer who submits a request for information form.
4. "Lead" means the Consumer Information provided by a Consumer indicating the Consumer's interest in obtaining a consumer loan or financial service. A Lead is generated pursuant to the terms of this Agreement and applicable Insertion Order.
5. "Insertion Order" means an optional and additional agreement relating to a lead generation campaign that is entered into by Round Sky and Lead Buyer, and each of which is incorporated herein by reference. An Insertion Order must be executed or otherwise accepted in writing by both Parties to be effective.
6. "Personal/Installment Loan Lender" means Lead Buyer or a third party who purchases Leads from Lead Buyer with the intent of (i) providing an extension of credit to a Consumer (a "Personal/Installment Loan"), or (ii) providing a Consumer with services related to the modification, consolidation, settlement or abatement of, or relief from, the Consumer's existing financial obligations ("Settlement Services"), or (iii) solely to the extent permitted herein, reselling such Leads to other Personal/Installment Loan Lenders or providers. Without limiting the generality of the foregoing, a "Personal/Installment Loan" includes (i) a loan secured by a vehicle title or other collateral, and (ii) a merchant cash advance, where the merchant is a Consumer.
7. "Person" means any individual, corporation, partnership, governmental body or other entity.
8. "Request for information form" means Round Sky's Personal/Installment Loan request form.

2. Purpose and Scope; Exclusive Leads. During the Contract Term (as defined below), Round Sky agrees to provide Lead Buyer with exclusive Leads for Consumers who meet Lead Buyer's account parameters. Lead Buyer may re-sell such Leads to Personal/Installment Loan Lenders or to other providers of Settlement Services, subject to the terms and conditions set forth herein. Lead Buyer agrees to pay Round Sky for such Leads as provided in this Agreement. For the avoidance of doubt, (i) Round Sky does not guarantee that any minimum quantity of Leads will be provided; (ii) Lead Buyer understands and agrees that Round Sky does not verify the accuracy of Consumer Information and (iii) all Leads are provided on an exclusive basis and solely for Lead Buyer's permitted use hereunder. Round Sky will sell eligible leads to Lead Buyer through a real-time lead transfer integration interface, the documents related to which have been, or will be, provided by Lead Buyer to Round Sky separately. If Lead Buyer identifies any purchased Lead as fraudulent or otherwise invalid, Lead Buyer must provide Round Sky with written notice via email that identifies each Lead asserted to be fraudulent or otherwise invalid, including the factual basis for Lead Buyer's assertion, and information recorded from the Lead (including date submitted, IP address, Lead ID, and the contact information submitted in the Lead [not including social security number]). Lead Buyer may scrub these Leads within three (3) days of Lead Buyer's acceptance of such Lead, if approved by Round Sky. If Lead Buyer does not scrub a Lead within such three (3) day period, after having notified Round Sky of the basis for that invalidation, the Lead shall be considered valid and payment for such Lead(s) will be due and owing by Lead Buyer. Sold leads that are later denied by a merchant account provider or a bank because the bank account was over its credit limit or lacked sufficient funds shall not be considered fraudulent or invalid Leads unless the Lead otherwise included materially false or fraudulent information.

3. Lead Buyer's Responsibilities and Obligations.

1. Use of Leads. Lead Buyer expressly acknowledges and agrees that Lead Buyer may use the Leads purchased from Round Sky for the sole purpose of offering the Consumer a financial product or service directly or by a third party. Lead Buyer, its affiliates and indirect affiliates, will not advertise to, communicate with, resell, remarket, or use Leads for campaigns unrelated to the offering of a consumer loan product, debt settlement/negotiation service, credit monitoring, or other financial consumer financial product or service (hereinafter "Financial Product or Service”). Lead Buyer shall conduct due diligence on all lead purchasers and will maintain internal controls to ensure that leads purchased from Round Sky are used for the sole purpose of providing the consumer with a Financial Product or Service, or connecting the consumer with a lender or service provider who can provide the consumer with a Financial Product or Service.
2. Ownership of Leads. As between the parties, Lead Buyer will retain exclusive ownership of all Leads purchased from Round Sky in accordance with this Agreement.
3. Declined Leads. In the event that Lead Buyer rejects a Lead ("Declined Lead"), Lead Buyer:
   1. Shall not utilize the Declined Lead or the lead data associated with such Declined Lead for any purpose whatsoever, including but not limited to marketing, trigger marketing, or maintaining/updating consumer account information associated with a Declined Lead, except as otherwise expressly set forth herein. This prohibition includes but is not limited to sharing, transferring, or licensing Declined Leads with any third party. Lead Buyer acknowledges and agrees that it is prohibited from using Declined Leads and the data associated with Declined Leads for the purpose of directly or indirectly contacting the consumer associated with the Declined Lead. If Round Sky discovers such marketing by Lead Buyer, Lead Buyer will be billed, and Lead Buyer shall pay, for every Declined Lead that Round Sky submitted to Lead Buyer at the highest possible monetary valued integration tier at which the Declined Lead(s) were submitted.
   2. Shall not contact any Declined Lead at any time for any reason.
   3. Shall not, directly or indirectly, reverse engineer, decompile, disassemble the Declined Lead, any associated Consumer Information, or any of the information that was presented or displayed by Round Sky, and that it shall not otherwise attempt to derive source code, or other trade secrets of Round Sky.
4. Change in Structure or Licensing Status. Lead Buyer shall promptly notify Round Sky, in the manner set forth in Section 14(c) below, of significant changes in its structure or licensing status. Significant changes include without limitation instances where Lead Buyer: (i) changes its name, location, address, corporate structure or ownership; (ii) becomes insolvent; (iii) takes any steps to cease operations; (iv) surrenders or otherwise relinquishes any applicable state license, certification or registration; (v) has any license or registration suspended, revoked or denied; (vi) is under federal, state, or local investigation for possible violation of any law, regulation, or licensing or regulatory scheme; or (vii) is named in any order, judgment, or decree of any court or any governmental agency or administrator, temporarily or permanently, enjoining Lead Buyer and/or any of its agents, principals, owners, or employees from engaging in or continuing any conduct or practice.

4. Lender Interface and Lead Buyer's Responsibility for Filter Updates.

1. Filter Updates. Round Sky will provide Lead Buyer with access to its real-time filter interface where Lead Buyer can update filters, schedule outages for holidays, edit hourly/daily lead caps and such other features as Round Sky determines, in its sole discretion, to make available. Lead Buyer is solely responsible for performing all such updates, regardless of whether Lead Buyer has notified Round Sky of such updates via email, phone, or otherwise. In the event that Round Sky may perform any such filter change or update for Lead Buyer as a courtesy and at Lead Buyer's request, Lead Buyer acknowledges and agrees that Round Sky has no contractual duty to perform any such update and shall not be liable for any act or omission associated with any update or request by Lead Buyer for such update.
2. Interface License Round Sky grants to Lead Buyer a limited, worldwide, non-exclusive, non-sublicensable, royalty-free, non-transferable and revocable license, during the term of this Agreement, to use the Interface that Round Sky makes available to Lead Buyer, subject to the terms and conditions of this Agreement. Lead Buyer will not, directly or indirectly: reverse engineer, reverse assemble, decompile or disassemble all or any portion of the Interface; modify, alter in any fashion, translate or create derivative works or additional products or services based on the Interface; attempt to discover any source code of the Interface; or sell, assign, sublicense, or otherwise transfer any right in the Interface. All rights in the Interface not expressly granted hereunder are reserved to Round Sky.
3. Use of Interface Tutorial. Round Sky has made available a video within the Interface to provide a tutorial on how to use the Round Sky Interface. Round Sky will also offer assistance in educating Lead Buyer on how to use the Interface within the first seven (7) days of Lead Buyer having access to the Interface. After the first seven (7) days, Lead Buyer is presumed fully capable of using the Interface without further assistance from Round Sky.
4. Access to Interface. Round Sky will make every attempt to make the Interface available and accessible 24/7/365. Notwithstanding the same, Lead Buyer acknowledges and agrees that from time to time the Interface may be inaccessible, unavailable, or inoperable for any reason, including, without limitation equipment malfunctions, periodic maintenance procedures or repairs, network congestion or other failures. Should the Interface experience an outage, Round Sky will make every effort to honor and postdate any planned filter changes by the Lead Buyer while the Round Sky Interface experiences said outage.

5. Price and Payment Terms.

• The initial cost per lead ("CPL") for the Leads to be provided hereunder will be set forth in the IO, if applicable, or as agreed upon in writing between Round Sky and Lead Buyer.
• Round Sky will invoice Lead Buyer on a weekly schedule for the leads billable in the preceding week. For the avoidance of doubt, Round Sky’s calculation of the fees payable to Round Sky hereunder shall be binding on the parties (absent fraud or manifest error). Further, Any such invoice may be rendered by electronic mail or other electronic means; and, if so rendered, shall be deemed received upon dispatch. Any dispute or objection by Lead Buyer to such invoices or fees payable for the immediately preceding week must be made in writing and received by Round Sky within three (3) business days thereafter. Failure to dispute within such time renders the invoice due and payable and Lead Buyer shall not thereafter dispute the invoice.
• Lead Buyer will make payment to Round Sky for the undisputed portion of each invoice for the immediately preceding week on net/7 terms, so that payment is received by Round Sky on or before seven (7) days after the invoice was sent by Round Sky. Notwithstanding the foregoing, all amounts due from Lead Buyer in connection with Round Sky’s pay-per-click program shall be invoiced and payable weekly on Monday and Lead Buyer shall pay the amounts due for pay-per-click Leads immediately upon Round Sky’s rendition of the invoice to Lead Buyer.
• All past due amounts shall accrue interest until paid at the lesser of 1.5% per month or the highest rate permitted by Nevada law. Round Sky reserves the right to discontinue lead delivery to Lead Buyer in the event that an invoice is past due.
• Contemporaneously with the execution of this Agreement, Lead Buyer is providing Round Sky with information concerning Lead Buyer’s non-consumer, business checking account or non-consumer, business credit or debit card (the "Account"). Lead Buyer authorizes Round Sky to electronically debit the Account (and any successor account hereafter designed by Lead Buyer, which must be a non-consumer, business account) and, if necessary, to electronically debit or credit the Account to correct previous under- or overcharges. This is an authorization for recurring charges in varying amounts substantially as set forth in Round Sky’s invoices. This authorization will remain in full force and effect until Lead Buyer notifies Round Sky that it wishes to revoke this authorization, which Lead Buyer may do by giving written notice to Round Sky of such revocation in the manner set forth in paragraph 14(c) below. No such revocation will be effective until the tenth (10th) day following actual receipt by Round Sky of such notice. Lead Buyer represents and warrants to Round Sky that: (a) Lead Buyer has retained a copy of this authorization (by printing out a copy of this Agreement or by storing a copy of this Agreement on Lead Buyer’s computer); (b) Lead Buyer is not a "consumer" within the meaning of the Electronic Funds Transfer Act and its implementing Regulation E, and any comparable state or other applicable law; and (c) in any event, the proceeds from Round Sky to Lead Buyer shall not be used for any personal, family or household purposes.

6. Lead Buyer's Compliance with Applicable Law.

1. Lead Buyer represents, warrants and covenants that:
   (a) it has reviewed all applicable state, federal, Personal/Installment loan specific laws or and regulations governing the relationship between Lead Buyer and any Consumer or Lead acquired pursuant to this Agreement and including, but not limited to: the Small Dollar Lending/Payday Loan Rule, the Gramm-Leach-Bliley Act and Safeguards Rule, the Truth in Lending Act, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act ("FCRA"), the Equal Credit Opportunity Act ("ECOA," including its implementing Regulation B), the Electronic Funds Transfer Act (including its implementing Regulation E), the Federal Trade Commission Act, the FTC Telemarketing Sales Rule (including without limitation the provisions thereof related to Settlement Services), the Telephone Consumer Protection Act, the Prescreen Opt-Out Notice Rule, and the Red Flags Rule. Lead Buyer further represents, warrants and covenants that it is currently in compliance therewith and will continue to comply therewith in connection with any Consumer with whom Lead Buyer engages in any transaction as a result of Round Sky’s services. Without limiting the generality of the foregoing representations and warranties, if, at Lead Buyer’s request, Round Sky provides leads that directly or indirectly exclude Consumers on the basis of age, then Lead Buyer represents that such exclusion is directed by it pursuant to an applicable exception under 12 C.F.R. § 1002.6, and Claims (as defined below in Section 11) arising from any such exclusion, regardless of the ultimate merits of any such Claim, shall be subject to the indemnification provisions of such Section 11; (b) it is duly licensed, authorized and certified by all applicable governmental regulatory authorities to operate its business as it is now conducted and, that in connection with any business transacted with any Consumer with whom Lead Buyer engages in any transaction as a result of Round Sky's services under this Agreement, (i) it shall acquire and maintain appropriate licenses, authorizations, and certifications from all applicable governmental regulatory authorities required to perform its obligations hereunder, including those required under the applicable state law of the Consumer's residence, and (ii) no such transaction shall be illegal, void or voidable, in whole or in any part, under the law of the state of the Consumer's residence; (c) all representations made on its respective website regarding its products or services shall be truthful, lawful and not misleading; and (d) it will use commercially reasonable efforts to maintain the security of its website and all Lead information, including, without limitation, as required by Section 7 hereof; and (e) Without limiting the generality of the foregoing, Lead Buyer will comply with all applicable requirements of Section 701(d) (6) of ECOA and Section 615(a) of FCRA relating to the delivery of adverse action notices.
2. If Round Sky has purchased any Lead from a third party ("Lead Seller") that imposes additional or different compliance requirements on Round Sky, Round Sky will notify Lead Buyer of such additional or different requirements, and, upon such notification, Lead Buyer will comply with such additional or different compliance requirements of Lead Seller.
3. Lead Buyer further represents and warrants that it shall abide by the principles set forth in the EU-US Data Privacy Framework, and provide the safeguards required thereby with respect to the Consumers', or its Affiliates' customers', private personal information transferred from the European Union countries to the United States. Lead Buyer shall create and maintain an information security program that meets the requirements set forth in the Safeguards Rule in order to (i) ensure the security and confidentiality of customer records and information; (ii) protect against any anticipated threats or hazards to the security or integrity of such records; and (iii) protect against unauthorized access to or use of such records or information that could result in substantial harm or inconvenience to the Consumer.

7. Confidentiality

7.1. Certain Terms.

1. Confidential Information. "Confidential Information" means all of the trade secrets and other non-public business or financial information, business methods, procedures, know-how, contact data and other information of every kind that relates to the business of either Party that is disclosed by either Party to the other, in any form or medium, whether or not marked or identified as confidential at the time of disclosure, and includes, without limitation, financial information, strategies, plans for potential expansion and marketing initiatives and all other non-public information of a Party.
2. Lead Information. "Lead Information" means all information, including, without limitation, all Nonpublic Personal Information (as defined in subsection 7.1(c) herein), provided by or about a Lead through or by a Consumer seeking information about Personal/Installment loan products or services.
3. Non-public Personal Information. "Nonpublic Personal Information" has the meaning set forth in the Gramm-Leach-Bliley Act of 1999, 15 U.S.C. Section 6801 et seq., as amended, and applicable federal and state laws and regulations implementing the said act (collectively, "Privacy Laws"). Nonpublic Personal Information includes any information: (i) a consumer provides to a Party or its affiliates to obtain a financial product or service, (ii) about a consumer resulting from any such transaction, (iii) otherwise obtained about a consumer in connection with providing the financial product or service to that consumer, and (iv) any list, description, or other grouping of consumers (and publicly available Information pertaining to them) that is derived using any of the foregoing information.
4. Publicly Available Information. "Publicly Available Information" has the meaning set forth in the Privacy Laws and includes any information that a Party has a reasonable basis to believe is lawfully made available to the general public from: (i) federal, state, or local government records; (ii) widely distributed media; or (iii) disclosures to the general public that are required to be made by federal, state or local law.
5. Security Breach. "Security Breach" means any actual or potential unauthorized or accidental access, use, loss or disclosure of any Lead Information or a breach of security or information systems that could reasonably be expected to expose any Lead Information to such unauthorized or accidental access or use.

7.2 Confidential Information. Each Party will hold the other Party's Confidential Information in confidence and will safeguard it with at least the same degree of care as a prudent businessperson would use to safeguard his or her own proprietary information and trade secrets, and each Party will use the other's Confidential Information solely for purposes of performing under this Agreement. A Party will not be obligated to protect Confidential Information to the extent such information: (a) is publicly known other than through a wrongful act or omission of the receiving Party; (b) was available to or already known by the recipient on a non-confidential basis prior to its disclosure by the other Party; (c) is developed by the recipient independently of any information acquired from the other Party; (d) becomes available to the recipient on a non-confidential basis from a third Party, provided that the recipient has no reason to know that the third Party is or may be bound by a confidentiality agreement with the disclosing Party; or (e) is disclosed pursuant to a court order or the requirement of any governmental authority (in which case the recipient will promptly notify the disclosing Party of any such order or requirement, and cooperate, at the disclosing Party's expense, in any effort to obtain a protective order from the issuing court or governmental authority limiting disclosure and use of the information). Each Party will, immediately upon request or the termination of this Agreement, return or destroy (at the disclosing Party's request) all Confidential Information of the other Party and all copies and embodiments thereof.

7.3 Non-Competition. During the Term (as hereinafter defined) of this Agreement and for a period of one (1) year thereafter, Lead Buyer agrees that it will not knowingly use confidential disclosures made by Round Sky to Lead Buyer to solicit or accept any business from other lead buyers or Lead Sellers who are working with Round Sky or have worked with Round Sky in the past.

7.4 Lead Information

1. Each Party will exercise all due care with respect to Lead Information and the collection, handling, delivery, processing and transmission thereof, including, and without limitation, to confidentiality, security, Privacy Laws, and any consent or authorization necessary to use such information as contemplated hereby.
2. Each Party will maintain appropriate physical, technical and organizational measures to protect all Lead Information against accidental loss or unauthorized access, use, disclosure, alteration, or destruction. Each Party acknowledges that the level of security that is appropriate will depend on the sensitivity of the information, the risks represented by the processing of the Lead Information, the harm that is likely to result from a breach of security, industry standards and applicable law.
3. Each Party will notify the other immediately in writing of any Security Breach. Each Party will provide all necessary and reasonable cooperation to the other to comply with any laws applicable to such Security Breach, including, without limitation, the notification of all Leads who may have a right to be informed of the Security Breach and the investigation and prosecution of such Security Breach.
4. Either Party may disclose Lead Information as required by any applicable law, regulation, rule, court or administrative order or similar legal requirements. In the event of any such required disclosure, the disclosing Party will, to the extent permissible under applicable law, notify the other in advance of such disclosure and cooperate in any effort to minimize the extent of such disclosure and maintain the confidentiality of such Lead Information.

7.5 Revisions. The parties in good faith agree to revisit and amend this Section from time to time as necessary to comply with changes to relevant laws and any other relevant changes in the industry generally.

8. Term, Termination and Survival. The Agreement will commence on the date the Lead Buyer executes this agreement and will continue for one (1) year thereafter (the "Initial Term"). Thereafter, the Agreement will automatically renew for successive renewal terms of the same length as the Initial Term (each, a "Renewal Term" and, together with the Initial Term, the "Term") until the Agreement is terminated in accordance with this Section 8. Either Party may terminate the Agreement upon two business days’ prior written notice to the other Party at any time and for any reason. Notwithstanding anything else herein to the contrary, any obligations that expressly by or by their nature are to continue after termination or expiration of the Agreement shall survive and remain in effect after such happening, including but not limited to Sections 5 through 14.

9. Representations, Warranties and Covenants of the Parties.

1. Each Party hereby represents, warrants and covenants to the other Party that: (a) it has the full power and authority to enter into the Agreement and to carry out its obligations hereunder; (b) when executed and delivered by such Party, the Agreement will constitute the legal, valid, and binding obligation of such Party, enforceable against such Party in accordance with its terms and conditions; and (c) it will comply with all federal, state and local laws, rules, and regulations applicable to such party's performance under the Agreement, including without limitation all applicable intellectual property laws with respect to Round Sky's lead generation activities, and including without limitation Lead Buyer's compliance with any additional or different compliance requirements of Lead Seller. Further, Round Sky represents, warrants and covenants to Lead Buyer that the Consumer associated with each Lead sold or distributed hereunder, at the time of such Consumer's submission of an Request for information form, (i) consented to the distribution by Round Sky of such Consumer's Consumer Information to Personal/Installment Loan Lenders for the purpose of contacting the Consumer and providing a requested quotation or obtaining additional information for the Personal/Installment loan product or Settlement Services, as applicable, and (ii) consented to each such Personal/Installment Loan Lender confirming the Consumer's Consumer Information through the use of a consumer report, expressly including a credit report and, as applicable, a bank account record history. Lead Buyer acknowledges that it has been advised that Round Sky has not procured Consumer consent for Lead Buyer to initiate text messages or autodialed telephone calls to any Consumer.
2. Lead Buyer represents there are no investigations, inquiries, actions or other proceedings pending, or to the knowledge of Lead Buyer's officers, threatened, before any court or other governmental, regulatory or self-regulatory authority with respect to any of the services rendered or products sold by Lead Buyer or any of its Affiliates, nor has Lead Buyer received notice threatening any such investigation, inquiry, action or other proceeding. Lead Buyer further represents that neither it nor any of its Affiliates is subject to any order, judgment, decree, injunction, stipulation, or consent order of or with any court or other governmental, regulatory or self-regulatory authority with respect to any of such products or services or with respect to its business generally. Lead Buyer shall forthwith provide written notice to Round Sky, both by email and also as provided in Section 14(c) hereof, of the occurrence or commencement of any such investigation, etc., regardless of whether the same has been fully determined and regardless of the outcome thereof.

10. Restrictions on Marketing Practices

10.1 No Text Message Marketing Covenant.

1. Round Sky does not permit, condone, or otherwise authorize any Lead Buyer, or its Affiliates or Indirect Affiliates (any entity working with, or for the benefit of Lead Buyer in any way), or other third party to send text messages to purchased Leads for campaigns unrelated to the consumer requested Personal/Installment loan service. Neither Lead Buyer nor any person who acquires lead information from Lead Buyer shall engage in any such marketing by text messaging.
2. Round Sky reserves the right to monitor all Lead Buyer activities to ensure compliance with this No Text Message Marketing Covenant. Round Sky reserves the right to terminate immediately and without notice any agreement, arrangement, or relationship with any third party that violates this No Text Message Marketing Covenant. Moreover, if required or requested by any law enforcement or other governmental authority or by any private party, Round Sky reserves the right to identify any Lead Buyer, its Affiliate, Indirect Affiliate, or other third party known or suspected by Round Sky to be violating this No Text Message Marketing Covenant in order to protect Round Sky's property or business or for any other reason, in Round Sky's sole discretion.

10.1.2 TCPA Compliance. Lead Buyer, its Affiliates and indirect Affiliates, including all persons using the purchased Leads, are responsible for complying with all federal, state, and local locals, rules, and regulations governing all of their marketing activities, including but not limited to the Telephone Consumer Protection Act ("TCPA") and applicable rules thereunder. Lead Buyer acknowledges that the TCPA provides private parties the right to sue any party responsible for violating its text messaging rules. Lead Buyer is responsible for complying with all applicable regulations governing its activities, including but not limited to obtaining consumers' consent pursuant to the "one-to-one consent" rule promulgated under the TCPA (FCC 23-107). Lead Buyer acknowledges that prior express consent is required to place autodialed, non-solicitation calls or texts to a cell phone, and prior express written consent is required for solicitation calls or texts.

11.Indemnification. Each Party agrees to indemnify, defend and hold harmless the other Party and its directors, officers, shareholders, employees, agents and Affiliates from and against any and all actions, claims, liabilities, damages, losses and expenses (including both third-party claims and claims as between the Parties themselves), including reasonable attorneys' fees and out-of-pocket costs (collectively, "Claims") arising out of or related to any alleged breach of this Agreement (including without limitation any alleged breach of any representation or warranty set forth herein or violation of applicable law, and including any alleged breach by Lead Buyer of the lead seller's terms, if Round Sky is not the seller) by such Party. In addition, Lead Buyer shall indemnify the lead seller against Claims, including without limitation Claims arising from Lead Buyer's asserted breach of additional or different compliance requirements of the lead seller. The lead seller is an intended beneficiary of this Agreement and may enforce these indemnification provisions in its own name. The indemnifying Party's indemnification obligations are conditioned upon the indemnified Party: (i) giving prompt notice to the indemnifying Party of the claim or action; (ii) granting to the indemnifying Party of the right to participate reasonably in the defense or settlement of the claim or action (except that the indemnified Party's prior written approval will be required for any settlement that reasonably can be expected to require a material affirmative obligation of, result in any ongoing material liability to or materially prejudice or detrimentally impact the indemnified Party in any way); and (iii) providing reasonable cooperation and, at the indemnifying Party's request and expense, assistance in the defense or settlement of the claim or action.

12. LIMITATION OF LIABILITY. EXCEPT FOR ANY THIRD-PARTY INDEMNITY CLAIMS, WILLFUL MISCONDUCT, OR FRAUD OF THE INDEMNIFYING PARTY, OR ITS EMPLOYEES, AGENTS OR AFFILIATES, TO THE GREATEST EXTENT PERMISSIBLE, AND NOTWITHSTANDING ANY PROVISION OF THE AGREEMENT TO THE CONTRARY, NEITHER PARTY WILL BE LIABLE TO THE OTHER PARTY FOR ANY PUNITIVE, INDIRECT, SPECIAL, CONSEQUENTIAL OR INCIDENTAL DAMAGES WHATSOEVER, REGARDLESS OF WHETHER LEAD BUYER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE AGREED IN WRITING BETWEEN LEAD BUYER AND ROUND SKY, ROUND SKY'S LIABILITY TO LEAD BUYER, ITS AFFILIATES AND/OR ANY THIRD PARTY CLAIMING UNDER LEAD BUYER FOR CLAIMS OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION CYBERSECURITY CLAIMS) SHALL NOT EXCEED THE AMOUNT PAID BY LEAD BUYER TO ROUND SKY DURING THE SIX MONTHS PRECEDING THE ASSERTION OF ANY SUCH CLAIM AGAINST ROUND SKY BY ANY OR ALL OF SUCH PARTIES. FOR PURPOSES OF THIS AGREEMENT, A "CYBERSECURITY CLAIM" MEANS A CLAIM SOUNDING IN, OR ARISING FROM, AN ACTUAL OR PURPORTED LOSS OR OTHER EVENT RELATING TO DATA BREACH FOLLOWING EMPLOYEE THEFT, DATA BREACH FOLLOWING LOSS OF A THUMB DRIVE OR OTHER PHYSICAL DATA STORAGE, CYBER BUSINESS INTERRUPTION, DENIAL OF SERVICE ATTACKS, OR DATA BREACH FOLLOWING HACKING, INCLUDING ANY RELATED CLAIMS OR LOSS RELATED TO EXTORTION, DATA RECOVERY OR RESTORATION. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL ROUND SKY'S LIABILITY FOR ANY OR ALL CYBERSECURITY CLAIMS EXCEED THE AMOUNT OF INSURANCE THEREFOR MAINTAINED BY ROUND SKY FROM TIME TO TIME.

13. DISCLAIMER. EXCEPT AS EXPRESSLY SET FORTH HEREIN, EACH PARTY DISCLAIMS ALL OTHER WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE.

14. Miscellaneous.

1. No Assignment; Headings; Amendment. Neither this Agreement nor the rights and obligations related hereto may be assigned or in any way transferred by Lead Buyer, by operation of law, change of control or otherwise, to any Person without the prior written consent of Round Sky in each instance. Subject to the foregoing, this Agreement is binding on and shall inure to the benefit of the Parties and their respective successors and assigns. The descriptive headings in this Agreement are for convenience only and do not constitute a part of this Agreement. Any amendment to this Agreement shall be effective only if made in writing and adopted on behalf of the parties by a duly authorized officer.
2. Entire Agreement; No Waiver; Severability. This Agreement and any exhibits hereto represent the entire understanding and agreement of Lead Buyer and Round Sky with respect to the subject matter hereof and thereof. The failure of either Party in any one or more instances to insist upon strict performance of any term herein shall not operate as a waiver of any right hereunder. If any part of this Agreement, or the application thereof under certain circumstances, is held invalid, the remainder of this Agreement, or the application of such part under other circumstances, shall not be affected thereby.
3. Notices. All notices, consents, waivers and other communications required or permitted by the Agreement shall be in writing and shall be deemed given to a Party when (a) delivered to the appropriate address by hand or by nationally recognized overnight courier service (costs prepaid); (b) sent by facsimile or e-mail, with confirmation of transmission by the transmitting equipment, and, if Round Sky is the intended recipient, subsequent delivery of a copy of any such notice or other communication to Round Sky by certified mail, return receipt requested, at 848 N. Rainbow Blvd #326, Las Vegas, NV 89107; or (c) received or rejected by the addressee, if sent by certified mail, return receipt requested, in each such case to the address for such Party set forth herein, as such address may be updated from time to time upon written notice to the other Party in accordance with this paragraph. Lead Buyer acknowledges that it has read and understands this consent, and that it affirmatively consents to receive and acknowledges that it can access, receive, print and retain its tax-related documents (including IRS Form 1099) electronically. Lead Buyer agrees that such information may be communicated online by posting notices, disclosures and other communications on Round Sky's web site or by sending such information to Lead Buyer by email. Lead Buyer's consent to receive tax-related documents electronically will be effective until withdrawn.
4. No Third-Party Beneficiaries. Nothing in the Agreement is intended or shall be construed to give any person other than the Parties hereto, their respective successors and assigns, any legal or equitable right, remedy or claim under or in respect of the Agreement or any provision contained herein.
5. Independent Contractors. The Parties to the Agreement are independent contractors, and no agency, partnership, joint venture or employer-employee relationship is intended or created by or between the Parties hereto by the Agreement.
6. No Publicity. Neither Party shall advertise, market or otherwise disclose to any third party any information related to the making or existence of the Agreement.
7. Governing Law. The Agreement will be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law rules. The Parties hereby consent and submit to the exclusive jurisdiction of the federal and state courts located in Clark County, Nevada, with respect to any dispute arising under the Agreement or with respect hereto, including any claim to set this Agreement aside in whole or in part. Trial by jury in any action, proceeding or counterclaim arising hereunder or with respect hereto is hereby waived. If a third-party Claim arises as to which an Party is entitled to indemnification under this Agreement, the indemnifying Party hereby consents to the jurisdiction of such courts (and of the appropriate appellate courts) where such third-party claim is heard and waives any objection to venue laid therein or any rights to dismissal upon a claim of forum non conveniens or other objection, or alternatively, in the sole and absolute discretion of the indemnified Party, the indemnifying Party hereby consents to jurisdiction in the State of Nevada, County of Clark, to enforce the indemnification provisions of this Agreement and waives any objection to venue laid therein or any rights to dismissal upon a claim of forum non conveniens or other objection.
8. Force Majeure. With the exception of payment obligations, neither Party shall be liable by reason of any failure or delay in the performance of its obligations hereunder for any cause beyond the reasonable control of such Party, including but not limited to electrical outages, failure of internet service providers, default due to Internet disruption (including without limitation denial of service attacks), riots, insurrection, acts of terrorism, war (or similar), fire, flood, earthquakes, explosions, epidemics, pandemics, outbreaks of communicable disease, viral outbreaks, quarantines or national or regional emergencies, actions of any governmental authority, and acts of God.
9. Execution. This Agreement may be executed in counterparts. A facsimile or electronic copy of this Agreement or any signature hereon (including any adoption of this Agreement by Lead Buyer evidenced by clicking an "I Agree" or substantially similar button on a web site maintained by Round Sky) shall constitute an original and shall be valid for all purposes, each party hereby waiving the duty, if any, to maintain and/or produce a manually executed copy of this Agreement.